Terms and Conditions

These terms govern your use of our website and subscription services. By accessing our services, you agree to these terms.

Last Updated: August 23, 2025

Acceptance of Terms

Using our website or services constitutes acceptance of all terms outlined in this disclaimer.

Service Usage

By subscribing to our services, you agree to use them in accordance with these terms:

  • Services are for personal use and may not be resold or redistributed
  • You must provide accurate information during registration and consultations
  • Subscription fees are due monthly and processed automatically
  • You may cancel your subscription with 30 days written notice

Your Responsibilities

As a subscriber, you agree to:

You agree to::

  • Provide accurate and complete financial information when requested
  • Attend scheduled consultations or reschedule with appropriate notice
  • Keep your login credentials secure and confidential
  • Notify us promptly of any changes to your contact information

Prohibited Activities

You may not use our services to:

  • Engage in fraudulent or illegal activities
  • Share your account access with unauthorized third parties
  • Attempt to reverse engineer or copy our proprietary materials
  • Harass or abuse our staff or other subscribers
  • Use our services for any purpose other than personal financial planning

Intellectual Property

All content, including planning documents, methodologies, and website materials, remains our intellectual property. You receive a personal, non-transferable license to use materials for your own financial planning.

Privacy Policy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

Service Disclaimers

Please note the following important disclaimers about our services:

  • Financial planning involves risk and individual results may vary significantly
  • We do not guarantee specific financial outcomes or investment performance
  • Our guidance is general in nature and may not suit all individual circumstances

Liability Limitations

Our liability is limited to the extent permitted by Australian Consumer Law. We are not liable for indirect damages or losses resulting from market conditions beyond our control.

User Indemnification

Users agree to indemnify venarilophos against claims arising from misuse of our services or violation of these terms.

Dispute Resolution

Dispute Resolution

Disputes will first be addressed through our internal complaints process. Unresolved matters may be escalated to the Australian Financial Complaints Authority.

Online Dispute Resolution

For international clients, alternative dispute resolution may be available through recognized platforms.

Online Dispute Resolution Platform

We encourage direct communication to resolve any concerns before formal dispute processes.

Service Termination

Either party may terminate the subscription with appropriate notice. Upon termination, access to ongoing services ceases, but you retain previously provided planning documents.

Applicable Law

These terms are governed by Australian law and the laws of Victoria. Any disputes will be subject to the jurisdiction of Victorian courts.

Terms Updates

We may modify these terms periodically. Significant changes will be communicated with 30 days notice. Continued use constitutes acceptance of updated terms.

Severability Clause

If any provision of these terms is found unenforceable, the remaining provisions continue in full effect.

Complete Agreement

These terms, together with our Privacy Policy and Disclaimer, constitute the complete agreement between you and venarilophos regarding our services.

Contact Us

For questions about our cookie policy or to exercise your privacy rights, contact us at contact@venarilophos.com or +61 264-181-817.

venarilophos

Suite 15, 47 Collins Street, Melbourne VIC 3000

Email: contact@venarilophos.com

Phone: +61 264-181-817